We understand how important it is to get this problem under control so you can get a handle on your life and continue to take care of those who are dependent upon you and your employment status. If you have been injured while on the job, it is important to first seek medical treatment- this is ideal for a successful settlement in the future.
Workers' Compensation Info Center
If you have suffered an injury at work, you probably already know too well the challenges returning to work can present. Whether it’s the pressure from your employer or your desire to return to work, you must take the time to recover until you feel better, or when your doctor…
According to statistics, every year in the United States, more than 2.7 million workers suffer from work-related injuries. Unfortunately, a big percentage of the victims experience what is known as a disabling injury. A disabling injury is an injury that prevents an individual from being able to perform their regular…
The workers’ compensation system in the state of South Carolina appears simple on paper — you’re injured at work, and you get paid at a given rate for the time period you’re unable to work at full capacity. But what if it takes a long time to recover? Is there…
When you are injured on the job, you have the right to a workers’ compensation claim. This claim will ideally cover the full cost of your medical bills alongside wage compensation for any income lost due to hours and duties you are unable to work. Workers’ compensation policies are there…
Charleston Workers Compensation Lawyer
Your work is your livelihood — it’s how you provide for your family and support your lifestyle. If you have been injured at work, the recovery process can be complicated. You have bills that you need to cover and new expenses because of your injuries. How can you pay for your bills when you’ll be out of work? Thankfully, most workers in South Carolina qualify for workers’ compensation. If you have been injured while on the job, you’re entitled to benefits. However, just because you’re eligible to receive benefits doesn’t mean that you will. If you’re having issues with your workers’ comp you’ll need help, so contact an experienced Charleston workers compensation attorney today.
David Aylor is a skilled Charleston workers comp lawyer that can assist you in your case. Workers’ compensation must be carried by companies to protect their workers. Unfortunately, insurance companies don’t always pay out their worker’s compensation claims. They can deny you, even if you should be covered. Just because your claim was denied, doesn’t mean the denial is final. You have an option to appeal, but you need a professional on your side. If you have been denied your workers’ compensation claim, you should reach out to us immediately. Contact our offices today to schedule your free consultation.
Who is eligible for workers’ comp in SC?
The first step in your case is determining if you are eligible to receive workers’ compensation. Most companies in the state carry workers’ compensation, so there is a good possibility that your company carries it as well. The easiest way to find out if you’re covered, is to contact your company. Any business that has more than 4 regular or part time employees needs to carry workers’ compensation.
Out of Work Due to an Injury in the Workplace?
Injury in the workplace is an issue that can happen at any moment and can turn your whole world upside down. In the blink of an eye, you may find yourself put out of work due to a disability while facing piling medical bills, paperwork for insurance claims and the lack of assurance that you may ever work again. At David Aylor Law Offices, we understand how important it is to get this problem under control so you can get a handle on your life and continue to take care of those who are dependent upon you and your employment status. If you have been injured while on the job, it is important to first seek medical treatment- this is ideal for a successful settlement in the future. Next, contact David Aylor Law Offices, to get the legal counsel you need in order to battle the complicated set of forms, insurance company bullies and other hardships this accident has put on you. Our team will work to fix this situation and help you recover the benefits you need under workman’s compensation.
What kind of benefits does workers’ compensation cover?
Now that we know you are eligible for workers’ comp, what does that mean? The amount of compensation you receive is determined by the severity of your injuries. For example, someone that has a lifelong disability because of a work-related accident will receive more money than a person with a broken arm. Some of the benefits you could receive from workers’ compensation in South Carolina include:
- Medical expenses: If you need to receive medical care because of your workplace injuries, workers’ comp should cover the extent of your medical bills and care. That includes compensation for your doctor visits, hospital stays, home care, and any medical treatments.
- Partial disability: You could suffer injuries that require you to be out of work for a period of time. In this case, you can take on a new role at your job, which is generally at a lowered salary. However; you can receive two-thirds of the difference in pay of your original and current job. When you return to your full duties, you will no longer receive this benefit.
- Total disability: In some situations, you will not be able to return to work at all. So, you can receive two-thirds of your original salary for up to 500 weeks. For some catastrophic injuries, you can receive benefits for the rest of your life. These would be injuries like permanent brain damage and paralysis.
- Death benefits: A death is never easy to handle, especially when it is unexpected. If your loved one died on the job, workers’ compensation will provide benefits. You can seek the cost of medical bills as well as funeral expenses. You can also receive two-third of their income for as many as 500 weeks.
How does filing for workers’ compensation work?
When you are injured on the job, there are steps that you need to take to ensure you receive your workers’ comp. First, you need to notify your work that you have been injured. You only have 90 days from the date of your injury to file for workers’ compensation. Don’t feel rushed to immediately file, because you can talk to a lawyer first. You have three years, from the date of your accident, to file for workers’ compensation.
Once your claim has been filed, it is up to your employer to contact their insurance company. They’ll use your information and conduct an investigation of your accident. They could talk to doctors, other medical professionals, and witnesses. Then, the insurer will decide if you should receive compensation and, if so, the amount of compensation.
When the insurance company has reached their decision, they will send you a letter approving or denying your claim. In the letter they will tell you how much compensation you will receive and the date that your benefits will start. If you receive a denial, this is just the start of the appeals process. You don’t have a lot of time to file your appeal, so you need to contact a skilled workers’ comp lawyer immediately.
Remember, you have three years from the date of your accident to file for your workers’ compensation, but you should get started as soon as possible. It can take time to research and build these claims, so you have no time to lose.
Workers’ Compensation Insurance
Remember, it is mandatory for your employer to have workers’ compensation insurance so if in the unfortunate case you are involved in a workplace accident; it is YOUR RIGHT to this coverage. Do not let your employer fool you; workers’ compensation can help you as can a practiced Charleston Workers’ Compensation Attorney from David Aylor Law Offices.
How do I appeal a denial?
You could handle your denial on your own, but this could be a huge mistake. You need this compensation to pay for bills, and you need to give yourself the best opportunity for success. Hiring an attorney improves your chances of winning the appeal. When you receive your denial letter, the reason for the denial will be listed on the letter. So, we will have a point to refute while we build your appeal.
The insurance company could say that your claim was denied because there wasn’t enough medical evidence, or maybe you missed a deadline. We work tirelessly to ensure that your appeal runs smoothly. If you’ve been injured on the job, a missed deadline shouldn’t stop you from receiving compensation. We’re here to make sure that you get the compensation that you deserve.
What should I do after a workplace injury?
When you have been injured on the job, there are two main steps to take following your accident. First, you need to report the injury to your employer. Remember, you only have 90 days from the date of your incident to file your claim. Second, you need to seek medical attention immediately. We will need proof of all of your expenses and injuries to submit for your workers’ compensation claim. Finally, you should contact an expert workers’ compensation attorney. It can take some time to gather all of the information, so we need to get started immediately.
What type of injuries are covered under workers’ comp?
Workplace injuries can vary depending on the person and the work environment. In South Carolina, you could receive benefits for:
- Physical injuries
- Mental health injuries
- Stress injuries
We must prove that you have an injury and that this injury happened at work. It might seem like this is easy to do, but these cases can be complex. You need a professional to build your case.
Contact a workers compensation attorney today
If you have been injured at work, you could be entitled to compensation. You have no time to lose. Contact our offices today to schedule your appointment. We look forward to going over the details of your case.