A car accident is one of the most devastating and life-disrupting things that can happen to you. Mild crashes can still leave you with injuries and in shock, and a serious crash can result in years of painful recovery and hundreds of thousands of dollars in medical bills. When you have been senselessly injured in a car accident, who will pay your medical bills? Who will take on this incredible financial burden, much less make up for your lost income and physical ability, as you recover?
The answer should be the insurance of the driver or party responsible for the crash, but it doesn’t always work out that way. You may be facing an uninsured driver or an insurance cap that doesn’t even come near your actual medical expenses as a result of the accident. But now is not the time to give up hope. A strong personal injury case can hold the responsible party, or parties, financially accountable for the medical expenses created by their malfeasance. If you have recently been in a car accident that has left you with unmanageable medical bills, we’re here to help.
We hope this article will answer some of your most important questions about how the right personal injury lawsuit can ensure your medical bills are paid by the person or party responsible for your injury in the first place.
How Car Accident Personal Injury Cases Cover Medical Bills
When you file a personal injury case, you are holding someone responsible. Personal injury cases are there to ensure that a person or business who has hurt someone by being reckless or negligent doesn’t get off the hook. The police may charge a reckless driver for traffic violations, but it’s the civil court where liable and financial matters are taken care of.
A personal injury case holds your injured to account for what they’ve done, makes them face the consequences of their actions, and takes the financial burden off you for the resulting cost. While we can’t take away your pain and suffering, we can help fight for your right not to be financially crippled by the harmful actions of another.
Who is Financially Liable for Your Car Accident Medical Bills?
The question you came to have answered is Who will pay your medical bills after an accident. Any accident caused by another party is their responsibility, and they can be held liable in court. However, not every car accident has the same or an easily determined liable party. Insurance companies will play the blame game to avoid paying out should their client be found responsible. Companies will eschew responsibility to the driver’s manufacturers will claim it was the mechanic’s fault, and so on.
As your personal injury attorney, our job will be to get to the bottom of the situation using the evidence and witnesses available to determine who is liable and hold them to their financial responsibility to you.
In an auto accident, here are our usual suspects down to the unlikely but possible responsible parties who may be financially liable for your accident:
The Other Driver
Most often, if there is a crash between two vehicles, one or both drivers are at fault. This is determined by right-of-way, lane position, driving behavior, and illegal distractions. For example, a driver who speeds through a stoplight while checking their text messages is more likely to be found liable (breaking three laws) than a driver who carefully makes a left turn and gets hit.
The Vehicle Manufacturer or Mechanic
Sometimes, car accidents happen because of the car. If your breaks (or the other driver’s breaks!) malfunction at a critical moment, a crash can occur as a result of a vehicle malfunction. This type of failure also results in many single-car accidents where the driver is not the one at fault. If the problem was a manufacturing error, the vehicle manufacturer might be the liable party. If the vehicle was poorly maintained but recently serviced, the responsibility may lie with the mechanic who last had their hands on the malfunctioning part.
The City Road & Transportation Department
Your accident may have been caused by a flaw in the road. Potholes, loose gravel, and broken pavement are all common causes for car accidents, and the local road maintenance authority is at fault. Your city or neighborhood is in charge of keeping the roads safe enough to drive on at posted speed limits. If you were obeying local road signs and the road caused your accident, the city or local transport authority may be the liable party for your accident and responsible for your medical bills.
A Recklessly Acting Pedestrian or Pet Owner
Did you know that even pedestrians can be responsible for a car accident? If a pedestrian (or their pet) runs out into the road, causing drivers to brake and swerve to avoid them, they may be the responsible party to your accident – even if other drivers were involved. For example, if the car in front of you suddenly breaks and swerves to avoid a reckless pedestrian and you are injured hitting their vehicle, the pedestrian is still the at-fault party for causing the entire wreck.
An Abusive Passenger Inside the Car
Finally, some injured in car accidents must hold one of their passengers, or even their driver, responsible for the wreck. If you were the driver, an abusive passenger could absolutely cause a wreck by being distracting, blocking your view, grabbing the wheel, or attacking you while you are driving. If you were the passenger, the driver of your own vehicle might be the responsible party if they were driving recklessly without consideration for your safety in the car.
Taking Care of Yourself After a Car Accident Can be Tough. We Can Help.
Who will pay for your medical bills after a car accident? You are not alone; no one should have to deal with serious injury recovery and crippling medical debt after an accident they did not cause. If you are in this predicament, keep careful records of your medical treatment and costs thus far and contact us today for your first consultation. Our office would be proud to help you build a personal injury claim to hold the party responsible for your injuries to account for the medical expenses they have added to your life. You don’t have to face this tragedy alone. We’re here to help.