Car accidents can happen anywhere, even if you are on vacation or on work out of state. If you are in a car accident outside of your own state, you may feel panic and overwhelm in a set of new surroundings. You should follow the same guidelines as any car accident (contact 911, obtain the other driver’s contact and insurance information, obtain any witness contact information, and seek medical attention, etc.) While car accidents that occur out of state are similar in many ways to those inside your state of residence, understanding how to handle a car accident out of state can help you ensure your legal rights are protected.
Car Insurance Coverage
Your car insurance will provide coverage for you as a driver no matter where you have your accident in the United States. In fact, some insurance companies will even cover travel to Canada or certain areas of Mexico or Central America. Always check your policy first to determine what areas are covered and your policy’s specific limits.
Filing an Insurance Claim in a Different State
If your car accident occurred in a different state, you will need to follow the laws of the state in which you are in, not the state in which you have a driver’s license or carry car insurance. Most insurance companies are very familiar with out of state accidents and should be able to handle your claim seamlessly. Additionally, if you are at fault for the car accident, the minimum coverages of your car insurance may not meet the minimum standards of another state. Again, insurance companies have prepared for this occurrence, and they will increase your liability limits to match the state in which you had an accident. As long as you have the minimum amount of coverage required by law for your state under your insurance policy, you will also have the minimum amount of coverage by law in every other state as well.
Contact an Experienced Car Accident Attorney
If you were in an out-of-state car accident, contact the experienced car accident attorneys at David Aylor Law Offices to help ensure your legal rights are protected in your out-of-state car accident. Contact us at (843) 212-2684 or online today.